If you keep finding yourself short of cash before payday, chances are it’s time to try a new way of budgeting. Managing money is one of the trickiest things we have to do. Here are 17 bright ideas to help you better afford the things you want:
Draw Up A New Household Budget
Download a template and fill in all the figures you can. Check recent bills, receipts, and bank statements to help you fill in the blanks.
Reduce Your Energy Bills
This is often one of the easiest ways to spend a little less every month. If you have solar panels, try to do all your vacuuming during the day. The energy will be free! Monitor your usage and try to cut back wherever you can.